Interested in equity release mortgages?

Only use a fully FSA registered equity release adviser

Just enter your details below and a carefully selected FSA registered, Independent Financial Adviser (IFA) who specialises in 'Equity Release' will get in touch to see if you qualify. We always suggest using an adviser close to your home who understands your property, the area in which you live and your needs! It is a free and no obligation service and the simplest way to find out if you qualify for equity release and to calculate how much tax free money you can release from your home.

Step 1 of 2 Equity Release Age of the youngest homeowner? -- Select --Under 5555565758596061626364656667686970717273747576777879808182838485   Estimated value of the property?   Total outstanding mortgage or secured loan on the property?   Approx. amount available via equity release: Minus any outstanding mortgage or loan:   £ - £ Potential Cash Available: (May vary based on personal circumstances)   £ Equity release is only available if the youngest homeowner is 55 or over. The best option for those under 55 is a remortgage. Click here now to get remortgage advice and a quote There is not enough equity available in your property for Equity Release. Your best option is a remortgage. Click here now to get remortgage advice and a quote There is not enough equity available in your property for Equity Release. Get equity release advice now   Step 2 of 2 Your details First name: Last name:     Phone number: Alternate phone number:     E-mail address: Best time to call you:     First line of current address: Current postcode:     Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry. Please click SUBMIT to confirm that you are happy for them to contact you by telephone/e-mail. Finished Thank you for your enquiry. Your adviser will be in touch with you shortly.

What does it mean to release equity?

Releasing equity allows home-owners aged 55 and over to realise the value of their home, whilst still allowing them to live there for as long as they wish

Releasing equity can be carried out in many forms:

Lifetime Mortgages

Home Reversion Plans

Home Income Plans

Drawdown Plans

Click on any of the above links to find out more about each.

It is simply a financial agreement between a lender and a homeowner over the age of 55 that agrees to give the homeowner a lump sum or monthly payment from the value of their home in exchange for a contract that specifies that the lender can see this loan returned when the homeowner dies. This affords the homeowner the luxury of releasing the value of what is usually their biggest asset; their property.

Equity release effectively turns the homeowners life of mortgage payments into a savings or pension fund. Allowing the homeowner to tap into the lifetime of mortgage payments in order to fund desired expenditures or simply to live life a bit more comfortably.