Equity release advice is often the sensible thing to do


For most looking to take out equity release of some kind, it will be a big decision that involves some long-term planning and aforethought. With most decisions of this nature, some form of advice usually takes place. Equity release is usually no different. There are a range of options for those looking to seek advice on whether or not they should take out equity release and if so, how they might go about it. Equity release can be a very useful tool for retirement planning yet it is not always for everyone. An advisor might be able to distinguish between those who are suitable and those who aren’t.

Responsible Equity Release is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/) under reference 610205. Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,490. A lifetime mortgage may affect the value of your estate and your entitlement to means-tested state benefits. Our adviser will talk you through this and the setting up costs before you make any decision to proceed.

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