Equity release is a growing industry


If you turn on the news for more than a minute you will no doubt hear talk about the economy shrinking, quarter by quarter. The collective output of the UK is getting smaller by the month and doom and gloom is predicted. One industry that does seem to be recession proof, however, is the equity release industry. As regular mortgages dry up to all but those with enormous deposits; equity release is growing at a very steady rate. More and more people are turning to their home as a viable means of retirement planning. One logical reason for this would be the instability of the financial markets and the low interest rates. This combination leaves little room to make your savings go to work. One way people are guaranteeing a steady source of income is to tap into their biggest asset, their home. In this market, it looks the ever more sensible option.

Responsible Equity Release is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/) under reference 610205. Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,490. A lifetime mortgage may affect the value of your estate and your entitlement to means-tested state benefits. Our adviser will talk you through this and the setting up costs before you make any decision to proceed.

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