Equity release mortgages


There are four forms of equity release that you can take out should you decide equity release is for you. However, the most popular according to recent statistics, are the lifetime mortgages. Home income plans and drawdown plans are the equity release mortgages that are the least used. Home reversion plans are picking up interest again after a few fundamental changes to the industry and the regulations. 

As equity release as an industry grows, one should expect these to proportionately grow in the ratios that they currently have.

Responsible Equity Release is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/) under reference 610205. Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,490. A lifetime mortgage may affect the value of your estate and your entitlement to means-tested state benefits. Our adviser will talk you through this and the setting up costs before you make any decision to proceed.

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0800 652 2955


Head Office

Responsible Life
Mills Bakery, Royal William Yard, Plymouth, PL1 3GE

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