Equity release plays major role in the planning of retirement

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Equity release can play a key role when you are planning for your retirement. With many years ahead and a set amount of money from which to draw, future financial problems can be brewing and concern is not unwarranted.
One of the kinds of equity release mortgages is a draw down income plan. Not to be confused with home reversion plans, these allow for a regular drawing of cash from the equity in your home. Relieving worry, it is nice to know that in five years time, regardless of the performance of the stock market and your pension funds, you have a guaranteed and pre-determined source of income. This allows you to draw up a long term plan of home improvements, holidays and plans involving your family safe in the knowledge that you have a secured income.

Responsible Equity Release is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/) under reference 610205. Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,490. A lifetime mortgage may affect the value of your estate and your entitlement to means-tested state benefits. Our adviser will talk you through this and the setting up costs before you make any decision to proceed.


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