“How do I release equity from my home?”


One of the often asked questions for those ‘house rich, cash poor’ people is “How do I release equity from my home?”

It is not quite as complicated as you might think.

There are quite simple and straightforward steps you need to take if you are looking for equity release.

First and foremost, you need to find out whether you are likely to be eligible for the equity release plans. This can be done using our equity release eligibility calculator found here.

If you are eligible for equity release, it is important to find out what interest rates apply to you and how much equity you would be able to release. Not to worry, our calculator found above will help you on your way with this.

Now that you have all the facts and figures, you can then make an informed decision about whether to carry on with the process. A little professional help would certainly be of use to you now. Again the calculator will help you with this too.

If you decide to go ahead, the professional help you receive from Independent Financial Advisers will enable you to search the market to find the plan that is just right for you.

Then comes the house valuations, and finally the completion – with the help of solicitor’s of your choice.

Alternatively, call 0800 524 4853 for a personalised helping hand.

Responsible Equity Release is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/) under reference 610205. Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,490. A lifetime mortgage may affect the value of your estate and your entitlement to means-tested state benefits. Our adviser will talk you through this and the setting up costs before you make any decision to proceed.

Responsible Life - Your Future, Protected.

Award winning equity release specialists.


0800 652 2955


Head Office

Responsible Life
Mills Bakery, Royal William Yard, Plymouth, PL1 3GE

Opening Times

Monday to Friday
9am to 8pm

9am to 5pm

Equity Release Awards - Finalist for Best Mortgage Adviser 2018

Copyright © Responsible Life Limited 2021. All Rights Reserved.