Re-imagine the limits of your retirement

A Lifetime Mortgage can help you re-imagine the potential of your retirement years. We are here to help you get inspired for retirement. Use our inspiration to help you get a better understanding of what could be available to you and let us give you ideas to help draw up your 'bucket-list'.



Inspired Retirement

A Comfortable Retirement in Your Own Home

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The tax-free capital boost of a Lifetime Mortgage could help you enjoy your retirement in the home you love – yours. Your Property Wealth In an economic climate of low rates, underperforming pensions, and increasing costs of living, many of the UK’s older population may be facing an increasingly bleak financial future. A survey by […]

A helping hand onto the housing ladder

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Find out how a lifetime mortgage managed to help this family get their son onto the property ladder. To own a home of your own is a dream for many people across the UK, but it is one that is appearing further away than ever to many of the UK’s would-be first-time buyers. A recent […]

Your Home: Your Secret Retirement Nest Egg?

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The value of equity released in the UK last quarter hit record highs – could it help you in your retirement too? Equity release continues to grow in popularity across the UK, with increasing numbers of over-55 UK homeowners turning to the wealth in their property as a means of providing a significant financial boost. […]

Enjoy the true value of your home

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Recent data reveals the staggering potential wealth available to the UK’s elderly homeowners Property becomes an increasingly important component of your wealth as you age, and this has never been truer with low-interest rates affecting savings and pensions underperforming. Nevertheless, research by the Council of Mortgage Lenders (CML) indicates that over-55 UK homeowners could be […]

Papilio UK Equity Release Mortgages Ltd – Formerly Northern Rock

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If you took out an equity release plan with Northern Rock, you may be aware that they are no longer active in the market. The Great Recession of 2008-2011, unfortunately, took its toll on Northern Rock and they eventually became nationalised before being sold to Virgin Money. Fortunately for owners of a Northern Rock lifetime […]

Is equity release safe?

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Is Equity Release Safe? Equity release has come a long way since the plans of the 80s and 90s which were relatively unsafe. As an industry, it is now regulated by the Financial Conduct Authority which ensures the safety of the plans on offer. Also, there is a governing body called the Equity Release Council […]

Is equity release a good idea?

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Is Equity Release A Good Idea? If you are asking ‘Is equity release a good idea? You need to consider the following bullet points: Could I use some extra money around the place? Do I want to leave my actual property, rather than a monetary inheritance, to my beneficiaries? Am I over the age of […]

Why has equity release become so popular

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Advancements have been occurring in the equity release industry almost monthly. Plans are changing and adapting to the needs of the UK, as equity release looks to become an integral part of financial planning into the golden years of retirement. The innovations coincide with a bigger recent need for the extra capital that is locked […]

The state retirement & pension age

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A representative from Responsible Equity Release was present at the European Commission’s debate on Active Ageing, held at Europe House in London. Discussed were the opportunities and problems that arise from the scientific wonders in the field of longevity. Credit Suisse head of demographics suggested we all embrace increasing longevity by adapting the workplace to […]

Responsible Equity Release is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (http://www.fsa.gov.uk/register/home.do) under reference 610205. Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,490. A lifetime mortgage may affect the value of your estate and your entitlement to means-tested state benefits. Our adviser will talk you through this and the setting up costs before you make any decision to proceed.


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Contact

0800 652 2955

info@responsiblelife.co.uk

Head Office

Responsible Life
Units 11-21, 4A Mills Bakery, Royal William Yard, Plymouth, PL1 3GE

Opening Times

Monday to Friday
08:30am to 8pm

Saturday
08:30am to 5pm