A Lifetime Mortgage can help you re-imagine the potential of your retirement years. We are here to help you get inspired for retirement. Use our inspiration to help you get a better understanding of what could be available to you and let us give you ideas to help draw up your 'bucket-list'.
With Equity Release continuing to grow in popularity, we would like to present you with a convenient, simple guide to this increasingly important later-life financial service. It could be right for you. What is Equity Release through a Lifetime Mortgage? Equity release is a later-life financial product that allows the owner of a property […]
The tax-free capital boost of a Lifetime Mortgage could help you enjoy your retirement in the home you love – yours. Your Property Wealth In an economic climate of low rates, underperforming pensions, and increasing costs of living, many of the UK’s older population may be facing an increasingly bleak financial future. A survey by […]
Record numbers of the UK’s over-55 homeowners are now using equity release to access the value of their property assets to bolster their finances1. You may also be considering this valuable later-life financial service. At Responsible Equity Release, we pride ourselves on offering a personal, customer-focused approach to equity release. We want to get to […]
Find out how a lifetime mortgage managed to help this family get their son onto the property ladder. To own a home of your own is a dream for many people across the UK, but it is one that is appearing further away than ever to many of the UK’s would-be first-time buyers. A recent […]
The value of equity released in the UK last quarter hit record highs – could it help you in your retirement too? Equity release continues to grow in popularity across the UK, with increasing numbers of over-55 UK homeowners turning to the wealth in their property as a means of providing a significant financial boost. […]
Recent data reveals the staggering potential wealth available to the UK’s elderly homeowners Property becomes an increasingly important component of your wealth as you age, and this has never been truer with low-interest rates affecting savings and pensions underperforming. Nevertheless, research by the Council of Mortgage Lenders (CML) indicates that over-55 UK homeowners could be […]
If you took out an equity release plan with Northern Rock, you may be aware that they are no longer active in the market. The Great Recession of 2008-2011, unfortunately, took its toll on Northern Rock and they eventually became nationalised before being sold to Virgin Money. Fortunately for owners of a Northern Rock lifetime […]
Is Equity Release Safe? Equity release has come a long way since the plans of the 80s and 90s which were relatively unsafe. As an industry, it is now regulated by the Financial Conduct Authority which ensures the safety of the plans on offer. Also, there is a governing body called the Equity Release Council […]
Is Equity Release A Good Idea? If you are asking ‘Is equity release a good idea? You need to consider the following bullet points: Could I use some extra money around the place? Do I want to leave my actual property, rather than a monetary inheritance, to my beneficiaries? Am I over the age of […]
Advancements have been occurring in the equity release industry almost monthly. Plans are changing and adapting to the needs of the UK, as equity release looks to become an integral part of financial planning into the golden years of retirement. The innovations coincide with a bigger recent need for the extra capital that is locked […]
