Responsible have teamed up with SFIA to assist you with planning for school fees

SFIA are the UK’s most established school fees advice firm. To visit them, click the following link:

One of the main reasons people take out equity release is to provide their family and loved ones with an early inheritance. It is a difficult time for young families to establish themselves, with the term Generation Rent being coined to highlight this. Universities across the nation look to have taken up their right to charge up to £9000 a year often eating into the household education budget. It could be argued that planning has never been so important.


That’s why we have teamed up with SFIA to provide our visitors with access to trustworthy advice on school and university fees for our family. They can talk you through your options, one of which is to release equity to assist your family members and get the benefit of watching the inheritance you leave in action.

Alongside property purchase, homeowners have given nearly £400 million to their children or grandchildren over the last two years, to help them pay school and university fees, clear debts or to fund a wedding.

A cash injection at the costly stage of getting married and starting a family can have positive effects throughout life. Allowing the fledgling family to get on with what’s important and also start building their own housing equity. It frees up capital to make the right decisions regarding location, schools and university.

More about SFIA

SFIA have been operating in the UK since 1952 and are the leading school fees planning organisation. Their advisers are fully qualified, regulated by the Financial Services Authority and have developed in-house tools, solutions and techniques over their many years of excellent operation.

SFIA operate in the same face to face manner that we pride ourselves in, making sure they understand their clients fully before presenting them with a bespoke solution. Continuous client reviews ensure your ongoing requirements are met with up-to-date products.

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    The savings you never knew you had

    Responsible Equity Release is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register ( under reference 610205.

    This is a Lifetime mortgage which may reduce the value of your estate and may affect your entitlement to state benefits. To understand the features and risks ask for a personalised illustration.

    Any information contained herein is a personal opinion of the author and should not be considered to be advice of any kind. Inheritance Tax planning is not regulated by the FCA. Think carefully before securing other debts against your home. By consolidating your debts into a mortgage you may be required to pay more over the entire term than you would with your existing debt.

    Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,490. Our adviser will talk through the setting up costs of a lifetime mortgage before you make any decision to proceed.