Your share of the rapidly growing Equity Release market


By using our dedicated Equity Release Referrals programme you could work with us to help your clients and grow your business.

Equity release continues to grow in popularity as more and more over-55 homeowners across the country turn to their property wealth as a viable means of providing an expanded budget in later life. The Equity Release Council, the industry regulation body, has revealed that £1bn was released in the second quarter of 2018 alone, suggesting that the record of £3bn released in 2017 could soon be broken.[1]

Fortunately, there is a way for you to take your share of this growing market and it could allow you to help your clients and grow your business at the same time. By joining Responsible Equity Release as an Introducer, you could refer your equity release clients to us. They get access to high-quality customer service, industry expertise, and tax-free cash from their property, whilst you could earn uncapped commission.

We are proud to put our customers and partners first. We only deal with lifetime mortgages, the UK’s most popular equity release product, meaning your clients are guaranteed to retain full ownership of their home for life. We also guarantee no cross-selling, so you can be confident that your interests are protected. What’s more, we handle all the compliance issues of any cases you might refer to us, meaning there is no indemnity risk to you.

As with all lifetime mortgages, your clients can unlock tax-free cash from their home to be spent entirely as they wish. Many choose to use the cash to clear an existing mortgage, but it can also be spent on expansive home renovations, luxury travel, or simply providing support to the family when they need it most in the form of an early inheritance. They face no required monthly payments, and they can typically benefit from interest rates that are fixed for life. Choosing a lifetime mortgage from a lender approved by the Equity Release Council also ensures that your client is protected by several important safeguards. For example, the ‘No Negative Equity Guarantee’ ensures they will never owe more than the value of their home or pass on any lifetime mortgage debt to their heirs.

Our nationwide team of Equity Release Specialists are ready to meet your clients in a location that suits them. Typically, our appointments are conducted in the comfort of your client’s own home, with family present. As a lifetime mortgage may reduce the value of your client’s estate, and could affect their entitlement to means-tested state benefits, it is important that they ask their adviser for a personalised illustration of the features and risks to them.

As an Introducer for Responsible Equity Release, we aim to provide you with all the support you need to help your existing clients and expand your customer base further. Registering today will give you access to your bespoke Referrals Toolbox, which contains all the material you might need. This includes regularly updated marketing material, press releases, email content to distribute to your clients, and our responsive plug-and-play equity release calculator so that you can show your clients exactly how much they could release.

Already in the first half of 2018, Responsible Equity Release has seen a 64% year-on-year increase in the amount of equity released, with our customers releasing an average of £78,580 from their homes.[2] If you think that you have clients who could benefit from a tax-free cash boost in their retirement, and if you think your own business could grow from the increasing popularity of equity release, then why not find out more about becoming a Responsible Equity Release Introducer today:

Or, if you’re ready to start your equity release journey today, then register for free today:

Could equity release help you? Call us now and speak to a dedicated account manager who will give you all the information you need.

0800 652 2955

1 FT Adviser, ‘Equity release hits £1bn in single quarter’, 20/07/2018
2 Responsible Life data, July 2018.
A Lifetime Mortgage may reduce the value of your estate and affect your entitlement to means tested state benefits. To understand the features and risks, ask for a personalised illustration. Responsible Equity Release is a trading style of Responsible Life Limited. Only if your case completes will Responsible Life Limited charge an advice fee, currently £1,295.

Responsible Equity Release is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register ( under reference 610205. Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,490. A lifetime mortgage may affect the value of your estate and your entitlement to means-tested state benefits. Our adviser will talk you through this and the setting up costs before you make any decision to proceed.

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