Do you want to learn more about your financial options after 55, including equity release and other mortgage products? Get in touch with me, your trusted equity release adviser for West Sussex, East Sussex, Surrey and South London.
Equity release is the act of borrowing against your home to free up a portion of the wealth held in your property and it is one of the financial solutions that may be available to homeowners over 55. The money is usually released in the form of a tax-free cash lump sum, which you are entitled to spend however you wish.With equity release, you could:
A Lifetime Mortgage is the UK's most popular equity release product. Much like a typical mortgage, it involves taking out a loan against the value of your home. However, with a Lifetime Mortgage, there are no required monthly payments. Instead, you will have the option to make voluntary interest payments and partial repayments to reduce the total amount of your loan, subject to the requirements of your lender. I will work with you to determine whether you will be able to make these repayments and we can then decide on a solution that's right for you.
As your local equity release adviser, it's my job to find out more about your circumstances and to help you make the right decision for you. If you choose to proceed with an appointment, I will help you to review your current financial position. Together, we can consider all of the available options that could help you to achieve your goals, and I'll explain how each solution will impact your family and property wealth. My role is as an adviser and never a salesperson. I will never make a recommendation that isn't right for you.
Hi, I’m Tim. Do you need financial support to get the best out of life? Then talk to me. I am an expert Later Life Adviser with over 45 years financial services experience and I have probably walked many similar miles and shared life events akin to your own. I am fortunate to live in Turners Hill, surrounded by beautiful countryside, so I keep in some sort of shape for my charity walks and treks. I offer practical guidance and advice bespoke to your circumstances and needs so you can achieve what is right for you and your family. My objective, whether we do business or not, is that having met you, you are better informed than before we met.
I work with Responsible Equity Release, a well-established name in the industry, to bring to you modern Lifetime Mortgage products. I'd like to discuss with you the features and savings of the different plans available.
Choosing to release money from your home is a big decision and it's important for you to choose the right company. I work with Responsible Life because they pride themselves on service and maintain a reputation for offering Lifetime Mortgages from the whole of market, from lenders who have been approved by the Equity Release Council.
This means that I will always offer you unbiased advice. It doesn't matter to me which solution or lender I recommend, as long as it is the right one for you.
I offer an initial no-obligation consultation, which can be held either over the phone, or in the comfort of your own home.
Together, we will consider:
Responsible Equity Release can provide you with advice about all of your available options. If the most suitable option for you is equity release, I will support you with:
If a Lifetime Mortgage is not the right option for you, I will refer you for a mortgage comparison, or recommend alternative financial solutions, such as downsizing or using existing savings.
We will compare products from across the whole of the equity release market, using only those lenders who are members of the Equity Release Council, including:
The Equity Release Council is a voluntary body that aims to promote high standards of conduct and customer facing safeguards within the equity release industry.
As a member of the Equity Release Council, I will only offer advice on equity release products with the following customer-focused safeguards: