0151 966 8077

Unlock tax-free cash from your home with an Equity Release plan

If you’re over 55 and your home value is over £70,000 then you could be eligible for Equity Release.

Use our instant calculator below to find out how much you could unlock and one of our specialist team will get in touch to give you all the information you will need.

1. Your home

2. About You

1. Your home

1. Your home

2. About You

2. About You

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With most plans:

  • You still own 100% of your home
  • All money released is tax-free
  • Your home cannot fall into negative equity
  • Equity Release can be used to pay off existing mortgages

Using our calculators will show you:

  • How much you can release and the latest interest rates
  • The process involved in releasing equity from your property and how long it could take
  • An overview of any potential fees that may be incurred by taking out a policy
  • And you will receive a posted & digital copy of the Responsible Guide to Equity Release

“Excellent Equity Release Company”

This is an excellent company to deal with. Everything went through exactly as described and the whole process was made as easy as it could possibly have been. My equity release specialist, Andy English, could not possibly have been more helpful. I am a happy man as a result. I would strongly recommend to anyone.

“Never been better informed”

Never been better informed, we had a home visit and everything we required was carefully explained. The advisor kept us fully informed throughout the process of Equity Release.


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What happens after I use the calculator?

  • Once you have the correct figures and have read through our guide you could be ready for the next step which could be meeting or having a conversation with one of our financial advisers. Our financial advisers will lay the plans out in black-and-white, providing an illustration of exactly how much you can receive and what the costs will be.
    Our initial consultations are free, relaxed and carry no-obligation to proceed.
  • If you feel equity release is for you, our advisers will advise you on the best plan that fits your needs & priorities. From here, we would look to arrange an independent valuation on the property.
    We have offers from the major lenders where a valuation can be offered free of charge (ask us about these).
  • Once the valuation has been carried out, an offer will be instructed. You will need to visit a solicitor to discuss the offer before signing. If you don't have a solicitor we would be happy to put you in touch with a solicitor well versed in lifetime mortgage conveyancing.
  • Once you have seen the solicitor and signed the documents, they will conduct their conveyancing work and you will receive a cheque in 2 weeks upwards.
    Our record here is 9 days from application completion but we always say allow 4 plus weeks.

If you are interested in learning more, you can contact us on 0151 966 8077 to discuss your needs with a view to arranging a face-to-face home visit with one of our financial advisers.

Why choose a home visit?

We'd like to discuss with you the features and savings of the different plans that we have extensively sourced and negotiated on your behalf.

You'll be in the comfort of your home, explaining to a relaxed, mature, qualified adviser what you would like to achieve. Unlike our competitors, we will bring personalised quotes on the first visit so your priorities, goals and ambitions can be matched with sound, detailed advice on how you can achieve them.

  • For your peace of mind in what is an important decision, we go further than our competitors. All advice we provide benefits from a second opinion from another one of our expert advisers. They will be sent the facts to look through, discuss the proposed solution and sign off the advice.
    That way, you get twice the experience at the same cost and without any time or cost requirements to see more than one person.
  • Our knowledgeable, qualified specialists offer expert advice you can trust.
    They answer your most probing questions about future downsizing or care plans, the impact on inheritance, taxation and state benefits.
  • You'll then be free to make the right decision based on high quality equity release advice and lots of clear information.
    If you decide to proceed, you can arrange another free visit to help you with the paperwork.
  • We only ever charge for all of this should you complete a plan and we don't expect payment until you receive your money. If you decide it's not right for you, we won't charge you a thing for our time.
    It's an industry we're proud of and we want you to know all about it.