Speak to a member of our Information Team on  0800 048 5384

The Responsible choice for equity release advice.

Choosing a plan recommended by Responsible means:

  • You will still own 100% of your home.
  • No required monthly payments.
  • All money released is tax-free.
Call our Information Team free on:

What is equity release?

Equity release has become an increasingly common way for homeowners across the UK to fund their dreams in later life. Rising house prices across the UK over recent decades means that the UK’s over-55s have more equity than ever locked up in their properties; equity that can be accessed using a Lifetime Mortgage, the most popular form of equity release.

With a Lifetime Mortgage, unlike other forms of equity release, you can release tax-free cash from your home whilst retaining full ownership, and without having to commit to making monthly payments.

It is important to bear in mind though that releasing equity will reduce the value of your estate and may affect your entitlement to means-tested benefits.

Learn More

Am I eligible for equity release?

  • The youngest homeowner must be aged 55+.
  • Your home must be worth at least £70,000.
  • And you must want to release at least £10,000.

Find out more about eligibility for equity release. Or, speak to a member of our Information Team on: 0800 048 5384.

The Responsible way forward.

Our Information Team

The Information Team will often be your first port of call when you consider equity release with us. They are there to offer a no-obligation conversation, where they can answer your initial equity release questions and explain more about the Responsible process.

If equity release is something that you are interested in, then the Information Team can also book you a free, initial no-obligation appointment with a fully qualified adviser. Whether this is over the phone, by video call, or face-to-face, your journey is in your hands.

Why not book a time for the Information Team to call you back today?

Schedule a callback

Kerri

Information Team Member

Plymouth

David Edges

  • BA
  • CeMAP
  • CeRER

Equity Release Specialist

South Midlands

Quality advice

With over a decade of experience and a 5-star Trustpilot rating, we are proud to call ourselves one of the most trusted equity release companies in the UK.

With a nationwide team of advisers, you can be sure that we will have someone available to work with your needs. If you want to learn more about why we feel our Responsible advice is so valuable, read more on the link below.

Learn more

Ready to start your journey?

Equity release calculator

Enter your postcode and press 'Get address'
We need your full address to be able to send you your free guide to equity release. Please ensure you have selected your address for the list.
Please use the get address button above then select your address from this dropdown list.
£ Enter the value of your property to calculate how much you can release.

With our Responsible 5-star service, you can trust that:

  • We will compare products from across the whole of the equity release market, using available products from lenders who are members of the Equity Release Council.
  • You will be offered a free no-obligation appointment with an expert adviser.
  • All of your options and potential costs will be explained in everyday terms.
  • One adviser will guide you through the whole process.
  • The impact releasing equity will have on your estate and entitlement to means-tested benefits will be fully explained.

Finding the best plan for you.

We will compare products from across the whole of the equity release market, using only those lenders who are members of the Equity Release Council.

Trust Score 5 out of 5
Based on over 1,170 reviews on Trustpilot

Our 5-star rated service.

“I do not normally write reviews, unless I feel the service was exceptional.”

“Richard Johnson was my Equity Release advisor, who I can genuinely say, did a thoroughly professional job in keeping me informed, raising the pitfalls, as well as the advantages of the various options, and monitoring the paperwork throughout this process. I do not normally write reviews, unless I feel the service was exceptional.”

Rated 5 out of 5 stars on Trustpilot

Mr. Sharratt

Cumbria, England

“Should anybody read this review then fear not, you will be in safe hands.”

“I contacted Mr Kevin Williams to help guide us through the ER process, Kevin was extremely helpful, polite and kept us informed at all times. He was very efficient and keen to answer our questions, how nice to deal with somebody that is not ‘pushy’ or ‘aggressive’, I have the greatest respect for Kevin and should anybody read this review then fear not you will be in safe hands.”

Rated 5 out of 5 stars on Trustpilot

Mr. & Mrs. Croft

Denbighshire, Wales