If you’re over 55, equity release could give you the stress-free retirement you have always dreamt of, but it isn’t suitable for everyone. Responsible Equity Release want to help guide you to making the right decision, even if that’s an alternative.
The most popular form of equity release is a Lifetime Mortgage. This means you can release the equity that has built up within your home. You can release this tax-free cash in a lump sum or in a series of flexible payments to you.
Whether the benefits outweigh the pitfalls of equity release is dependent on your personal circumstances, and it’s important to seek professional advice to help you determine this. Responsible Equity Release have outlined the pros and cons for you below to remain transparent:
If you think equity release sounds like a good option for you, or if you would like to learn a little bit more about how the amount of tax-free cash available to you is calculated, see the Responsible Equity Release valuation process here.
Responsible Equity Release will only ever use lenders that are members of the Equity Release Council, meaning that you will always enjoy the safeguards guaranteed by them.
Visit Responsible Equity Release’s frequently asked questions to fill any gaps in your knowledge. Alternatively, if you would rather have a chat with a member of our friendly and expert Information Team call 0800 048 5384 today.
To find out more about Lifetime Mortgages, and the various features available, why not book a no-obligation appointment with one of our fully qualified advisers? The Information Team can help with this on 0800 048 5384.
“Richard Johnson was my Equity Release advisor, who I can genuinely say, did a thoroughly professional job in keeping me informed, raising the pitfalls, as well as the advantages of the various options, and monitoring the paperwork throughout this process. I do not normally write reviews, unless I feel the service was exceptional.”
“I contacted Mr Kevin Williams to help guide us through the ER process, Kevin was extremely helpful, polite and kept us informed at all times. He was very efficient and keen to answer our questions, how nice to deal with somebody that is not ‘pushy’ or ‘aggressive’, I have the greatest respect for Kevin and should anybody read this review then fear not you will be in safe hands.”